Solutions

Start from a proven design

Each solution is a reference design for one kind of business. It covers which wallets to create, which approval rules to set, which automations to turn on, and the code that ties them together. Pick the closest one and adapt it.

Payment acceptance PSPs, merchants and checkout providers taking stablecoin payments and settling them to a treasury. Read the design → Exchanges and brokers Deposit addresses for every account holder, a credited internal ledger and controlled withdrawals. Read the design → Payouts and remittance Payroll, marketplace and cross-border payouts at volume, sent by API under approval rules. Read the design → Treasury operations Reserves, hot-wallet float, gas management and multi-person approvals for company funds. Read the design →

The same building blocks

Every design uses the same parts. What differs is how they're combined.

Building block	Payments	Exchanges	Payouts	Treasury
User wallet per customer	✓	✓
Operational payout wallet	refunds	✓	✓	✓
Treasury wallet	✓	✓	✓	✓
Sweeps (Automations)	✓	✓		top-ups
Gas station	✓	✓	✓	✓
Approval groups and policies	refunds	large withdrawals	✓	✓
Address book with cooldown		optional	vendors	✓
Webhooks	✓	✓	✓	alerts

What Valtu runs, and what you run

Valtu runs	You run
Key generation and signing in hardware enclaves	Your customers' accounts and balances (your ledger)
Chain nodes, deposit detection, confirmations, reorg handling	Crediting customers from `deposit.confirmed`
Building, broadcasting and fee-bumping transactions	Deciding who gets paid, and when
Your approval rules, sweeps and gas automations	Writing those rules, and approving in the dashboard
Signed webhooks with retries and a delivery log	KYC, sanctions screening and travel-rule obligations for your customers

Compliance stays with you. Valtu provides wallet infrastructure. Screening your customers and their counterparties, and any licence your business needs, are your responsibility.