Accept USDC (BEP-20)
on BNB Chain with an API.

Take USDC payments from customers and pay out in USDC on BNB Chain: a deposit address for every customer, deposits credited once they're final, and payouts your own team approves. The keys stay in hardware enclaves you can verify.

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USDC on BNB Chain

The details.

NetworkBNB Chain · BEP-20 token
Contract0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d View on explorer
Only this contract is accepted as USDC on BNB Chain: look-alike tokens sent to your customers' addresses are ignored.
Decimals18 (amounts in the API are whole numbers of the smallest unit)
DepositsA deposit counts once it is 15 blocks deep and its block is still part of the chain. If a reorganization removes it, it's never credited.
Minimum withdrawal10 USDC
Network feesNetwork fees are paid in BNB. Your gas wallet can top up the BNB that token payouts and sweeps need, within a daily cap you set.
AddressesEvery wallet has one EVM address (0x…), the same on Ethereum, BNB Chain, Base, Polygon and Lisk. A customer can send any supported coin on any of those networks to it.
Asset id in the APIUSDC-BEP20

For developers

Deposit addresses and payouts in a few lines.

import { Valtu, depositAddress } from "@valtu/wallet-kit";
const valtu = Valtu.fromEnv();

// A deposit address for one of your customers (idempotent).
const wallet = await valtu.wallets.forCustomer("cus_42");
const address = depositAddress(wallet, "bsc");

// A payout of 25.50 USDC: retries never send twice.
const amount = await valtu.assets.toBaseUnits("USDC-BEP20", "25.50");
await valtu.transfers.create({ walletId: payoutWalletId, asset: "USDC-BEP20", amount, to, externalId: "payout_981" });

Python: pip install valtu, same calls (valtu.wallets.for_customer, valtu.transfers.create). Full guide: integration.

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